New York Police & Fire
New York police officers and firefighters have dedicated their lives to protecting our communities and deserve the opportunity to build a secure, dignified, and peaceful retirement

Common retirement and pension challenges we help PFRS members solve:
- Taxation of Pension Benefits?
- What Do I Invest In?
- Do I Buyback My Pension?
- When is the best time to retire based on my age, service credit, and tier?
- Survivor benefits?
- Healthcare in retirement?
- Cost of Living Adjustment (COLA) planning?
- How do I plan for retirement with my pension and Social Security benefits?
- Should I PLOP?
Making the right choice can be overwhelming, and in most cases, these decisions are permanent. At 457 Plan Service Group, we specialize in helping New York’s police officers and firefighters navigate these critical financial choices with confidence and clarity.
Our Clients


















How We Serve You:
- Selecting The Right Pension Payment Option
- Retiring at the Right Time
- Mismanaging PLOP Funds
- Special 3-Year Catch-up
- Healthcare Planning
- Plan For Tax Efficiency In Retirement
Our Articles & Insights
How Much Should I Contribute To My Deferred Compensation Plan?
As a municipal employee, you have access to a 457(b) plan. This plan offers flexibility, high contribution limits, and a varying degree of investments. But, how much money should you contribute?
What Is The Difference Between A 401(k) vs. A 457(b) Plan?
If you’re a municipal employee, you could have access to a 457(b) which provides withdrawal flexibility in comparison to a 401(k).