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Creating a financial bridge with early retirement could be worrying. However, leveraging the 457(b), your pension, and other assets help create a bridge until Social Security.

Deciding between paying down debt and contributing for retirement can be a tough decision. But, there’s a few considerations you should make before you decide.

When planning for retirement, it’s crucial to understand the value of working with an advisor. They help keep you accountable, develop actionable strategies, and simplify the process, making it easier for you to stay on track toward your financial goals.

When starting a new job, it’s important to decide whether your are going to register in the Voluntary Defined Contribution (VDC) Plan or the Tier 6 Pension System. Each has it’s own benefits, rules, and drawbacks.

Taking a loan from your deferred compensation plan might help you in a pinch. But, it’s important to consider all of the aspects of the loan and its provisions.

As a municipal employee, you have access to a 457(b) plan. This plan offers flexibility, high contribution limits, and a varying degree of investments. But, how much money should you contribute?

If you’re a municipal employee, you could have access to a 457(b) which provides withdrawal flexibility in comparison to a 401(k).

If you’re a municipal employee and not gradually increasing your 457(b) contributions, you could be leaving money on the table—without even realizing it

Investing as a municipal employee may seem complex, but it doesn’t have to be. Your plan offers a variety of options, and understanding diversification and your risk tolerance can help you make informed decisions.

In New York, the pension system can be confusing. Here are a few considerations that need to be made.

Should you contribute to pre-tax or Roth? Will this impact your potential tax bracket?

A clear guide to understanding the 457(b) plan and making informed contribution decisions.