From financial advisors who know the New York State pension and 457(b) system inside and out. We serve those, who serve us.
Who We Serve
PFRS Members
We guide first responders navigate their PFRS pension benefits, PLOP options, 457(b) plan, and investments to optimize their retirement income.
ERS Members
We guide municipal employees through their ERS pension choices, contribution strategies, and 457(b) savings to ensure a secure financial future.
NYSTRS Members
We assist educators in understanding their NYSTRS pension benefits, maximizing 403(b) and 457(b) contributions, and planning for a comfortable retirement.
Real Experience
Since 1985, we’ve been helping New York’s public employees navigate their pensions and 457(b) plans with expert financial guidance.
Our Team
Meet our team and why we have a burning passion to serve those, who serve us.
Christian Sparacino
Financial Advisor, CPFA, MBA
Gary Stirk
Financial Advisor
Cathy Elia
Financial Advisor
Joe Elia
Financial Advisor
Ben Rossi
Office Manager
In-Depth Knowledge
You’ve dedicated your career to serving New York, and your retirement deserves the same level of commitment. With decades of experience advising public employees, we provide expert guidance on navigating the complexities of New York’s pension systems and 457(b) plans.
Pension Planning
Choosing your pension payment option may seem straightforward, but it’s one of the most crucial financial decisions you’ll make. We help you avoid costly mistakes and select the best strategy for long-term security.
Retirement Planning & PLOP
Maximizing your retirement benefits requires careful planning. We guide you through selecting the right retirement date, optimizing lump sum payouts, and structuring survivor benefits to ensure financial stability for you and your family.
What Our Clients Say
Not only do we serve municipal governments, we also help individuals plan for their future.
Non-compensated client testimonials; may not be representative of all client experiences; no guarantee of future performance or success.
“There aren’t enough words to express our sincere appreciation for all that you have done to help us during this process. We couldn’t of done this without your guidance & compassion.”
Carrie & Neil
“I can’t thank you enough for all of your help with this! you are an answer to my prayers!”
Patricia
The Advice You Deserve
Investment Management
We help New York public employees grow their assets in line with their risk and return needs, ensuring they achieve key milestones like retiring from public service, funding their children’s education, and securing their financial future.
Pension Planning
We specialize in pension planning for New York public employees, offering expert guidance on navigating the complexities of the NYSERS, PFRS, and NYSTRS pension systems.
Retirement Planning
We provide tailored retirement planning for New York public employees, helping you maximize your pension, 457(b), and other benefits to ensure a secure and comfortable retirement.
Plan Administration
We proudly administer retirement plans for over 20 municipal governments in New York, providing exceptional value through customized solutions, compliance, and proactive management to enhance the retirement security of public employees.
Articles & Insights
Planning For An Early Retirement
Creating a financial bridge with early retirement could be worrying. However, leveraging the 457(b), your pension, and other assets help create a bridge until Social Security.
Contribute to Retirement or Pay Down Debt?
Deciding between paying down debt and contributing for retirement can be a tough decision. But, there’s a few considerations you should make before you decide.
What Does A Financial Advisor Do?
When planning for retirement, it’s crucial to understand the value of working with an advisor. They help keep you accountable, develop actionable strategies, and simplify the process, making it easier for you to stay on track toward your financial goals.