New York Employee Retirement System
New York’s municipal workers are the backbone of our towns, cities, and state, ensuring everything runs smoothly behind the scenes. They deserve a retirement that reflects the hard work and dedication they’ve put into keeping our communities running.

Common retirement and pension challenges we help ERS members solve:
- Taxation of Pension Benefits?
- What Do I Invest In?
- When is the best time to retire based on my age, service credit, and tier?
- Survivor benefits?
- Healthcare in retirement?
- Cost of Living Adjustment (COLA) planning?
- How do I plan for retirement with my pension and Social Security benefits?
Making the right choice can be overwhelming, and in most cases, these decisions are permanent. At 457 Plan Service Group, we specialize in helping New York’s police officers and firefighters navigate these critical financial choices with confidence and clarity.
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How We Serve You: ERS
- Selecting The Right Pension Payment Option
- Retiring at the Right Time
- Mismanaging PLOP Funds
- Special 3-Year Catch-up
- Healthcare Planning
- Plan For Tax Efficiency In Retirement
Our Articles & Insights
How Much Should I Contribute To My Deferred Compensation Plan?
As a municipal employee, you have access to a 457(b) plan. This plan offers flexibility, high contribution limits, and a varying degree of investments. But, how much money should you contribute?
What Is The Difference Between A 401(k) vs. A 457(b) Plan?
If you’re a municipal employee, you could have access to a 457(b) which provides withdrawal flexibility in comparison to a 401(k).